Canada’s $1,395 GIS Payment Set for September 25 – Eligibility Rules, Payment Dates and How to Secure Your Benefit

Canada’s low-income seniors are preparing to receive a major financial boost this September through the Guaranteed Income Supplement (GIS). The September 2025 payment will provide up to $1,395, helping seniors manage rising costs of food, rent, utilities, and healthcare. With inflation affecting essential expenses, this monthly support has become a crucial lifeline for thousands of households across the country.

What Is the Guaranteed Income Supplement (GIS)?

The GIS is a monthly benefit from the Canadian government designed for seniors who already receive Old Age Security (OAS) but still struggle with low income. Unlike OAS, GIS is income-tested—the amount you receive depends on your total income from all sources.

Its purpose is straightforward: to ensure low-income seniors have the means to cover basic needs like housing, groceries, and medical costs, allowing them to live with greater financial security.

GIS Payment Amount for September 2025

For September 2025, eligible seniors may receive up to $1,395 under the GIS program. The amount varies depending on marital status and household income:

• Single seniors or widows/widowers generally qualify for the maximum amount.
• Couples may receive slightly less, as their combined income is considered in the calculation.

This September payment is part of the regular monthly schedule, always aligned with OAS deposits.

Who Qualifies for GIS in 2025?

To qualify for the Guaranteed Income Supplement in 2025, applicants must meet these conditions:

• Be 65 years or older.
• Be a Canadian citizen or legal resident.
• Already receive Old Age Security (OAS) benefits.
• Have a low annual income, as verified by the previous year’s tax return.
• Reside in Canada at the time of payment.

Income sources considered include pensions, employment earnings, and other taxable benefits. However, programs like the Canada Child Benefit (CCB) or some disability supports do not affect GIS eligibility.

How to Apply for GIS

In most cases, seniors don’t need to submit a separate application. If you are already receiving OAS and file your taxes annually, the Canada Revenue Agency (CRA) automatically reviews your eligibility for GIS.

For those not currently enrolled but who believe they qualify:

1. File your annual income tax return.
2. Contact Service Canada to request a GIS application form if required.
3. Update personal information, including direct deposit and address details, to ensure payments arrive on time.

GIS Payment Date for September 2025

The September 2025 GIS payment will be issued on Wednesday, September 25, 2025, together with the OAS deposit.

• Seniors using direct deposit will receive funds immediately on the same day.
• Those receiving paper cheques may experience a slight delay, typically within a week.

Tips to Maximize Your GIS Payment

To ensure full benefits and avoid disruptions, seniors should:

• File taxes on time each year, even with little or no income.
• Report any changes in marital status or income to Service Canada promptly.
• Keep banking and address details current, especially if recently moved.
• Consult a financial advisor to coordinate GIS with other government benefits like CPP or provincial supplements.

Why the $1,395 GIS Payment Matters

With inflation continuing to push up the cost of essentials, the GIS payment of $1,395 in September 2025 represents more than just financial aid—it is stability for seniors. It helps older Canadians maintain dignity, independence, and peace of mind as they face higher living expenses.

By staying informed about eligibility, payment schedules, and filing requirements, seniors can ensure they receive the full benefit available to them under the GIS program.

FAQs on Canada GIS Payment September 2025

Q1: How much will seniors receive in September 2025 under GIS?
Eligible seniors can receive up to $1,395, though the exact amount depends on income and marital status.

Q2: Who qualifies for the GIS payment?
Canadians aged 65 or older who receive OAS and have low annual income are eligible.

Q3: When will the September 2025 GIS payment be deposited?
The payment will be issued on September 25, 2025, alongside the OAS deposit.

Q4: Do I need to apply separately for GIS?
Not if you already receive OAS and file your taxes annually. The CRA automatically assesses eligibility.

Q5: What if I don’t use direct deposit?
If you rely on paper cheques, expect your payment to arrive a few days later, typically by the end of September or early October.