CRA Confirms $7987 Canada Child Benefit in September – Check Eligibility Rules and Payment Details

The Canada Child Benefit (CCB) remains one of the most important financial supports for families in Canada. Designed to ease the cost of raising children under 18, the program provides tax-free monthly payments to millions of households. Managed by the Canada Revenue Agency (CRA), the CCB is not just a financial benefit—it’s also a tool to reduce child poverty and ensure children’s basic needs are met across the country.

With the September 2025 CCB payment date confirmed for September 19, families are preparing to receive their monthly support. This article covers everything you need to know about the upcoming payment, including amounts, eligibility, application process, and tips to avoid delays.

What Is the Canada Child Benefit (CCB)?

The CCB is a monthly payment from the Government of Canada. It is:

• Tax-free, meaning you do not have to pay tax on the amount.
• Income-tested, meaning higher-income households receive reduced benefits.
• Available nationwide, with adjustments for provinces and territories.

The goal is to support families with children by helping cover essentials such as food, school supplies, childcare, clothing, and healthcare needs.

Canada Child Benefit September 2025 Payment Details

The CRA has confirmed that the September 2025 CCB payment will be issued on September 19, 2025.

Maximum Annual Amounts (July 2024 – June 2025 benefit year):

• Children under 6 years old: Up to \$7,987 annually (~\$665.58 per month).
• Children aged 6–17 years: Up to \$6,770 annually (~\$564.16 per month).

These amounts are indexed to inflation and may vary depending on Adjusted Family Net Income (AFNI) and family size.

Factors That Affect Payment Amounts

The actual amount families receive depends on:

• Number of children under age 18.
• Children’s ages (under 6 vs. 6–17).
• Household income, based on the previous year’s tax return.
• Marital status of the caregiver.
• Province or territory of residence.

Families with higher incomes will see a reduction in their benefit through income-based phase-outs.

Eligibility Criteria for the CCB

To receive the September 2025 payment, families must meet these conditions:

1. Residency: You must be a Canadian citizen, permanent resident, or protected person.
2. Primary Caregiver: You must be the person primarily responsible for the child’s care and upbringing.
3. Tax Filing: Both parents (if applicable) must file a 2024 income tax return. Even if your income is zero, filing is required.
4. Child’s Residency: The child must live with you and be under 18 years of age.
5. Income Thresholds: Payments reduce as household income increases, based on CRA’s benefit formula.

Note: If your annual CCB entitlement is less than \$240, the CRA pays it out as a lump sum in July instead of monthly.

How to Apply for the CCB

If you are a new parent or have never applied before, here’s how:

• Online Application: Log in to your CRA My Account and apply directly.
• By Mail: Complete and send Form RC66 (Canada Child Benefits Application) with required documents.

Required documents typically include your child’s birth certificate and proof of residency.

How Payments Are Delivered

The CRA provides two payment options:

1. Direct Deposit

• Funds are deposited directly into your bank account.
• This method is faster, safer, and more reliable.

1. Mailed Cheque

• A paper cheque is mailed to your registered address.
• Delivery may take several days longer.

To avoid delays, Canadians are encouraged to set up direct deposit via CRA My Account or through their financial institution.

Important Reminders for Families

• Always file taxes on time to ensure eligibility is maintained.
• Report changes promptly (marital status, custody arrangements, number of children, or income changes).
• Keep documentation updated, such as your child’s birth certificate, residency proof, and marital status details.

Failing to update changes could result in overpayments, which the CRA may later recover, or underpayments, which delay support.

Additional Resources for Families

For more information, visit the official CRA website: Canada Child Benefit – Canada.ca.

This page offers benefit calculators, eligibility tools, and direct links for new applications.

FAQs – Canada Child Benefit September 2025

Q1: When is the September 2025 CCB payment date?
The payment will be issued on September 19, 2025.

Q2: How much can families receive under the CCB in 2025?
Up to \$7,987 annually per child under 6 and up to \$6,770 annually per child aged 6–17, depending on income.

Q3: Do I need to reapply for the CCB each year?
No. As long as you file your taxes every year, your eligibility is automatically reassessed.

Q4: Can I receive the CCB if my income is very high?
Higher-income families receive reduced benefits, and some may not qualify at all, depending on their adjusted family net income.

Q5: How do I make sure I don’t miss payments?
File your taxes, sign up for direct deposit, and update CRA with any changes in family situation or address.