The Canada Revenue Agency (CRA) continues to provide crucial financial support for retired and low-income seniors through the Canada Pension Plan (CPP) and Old Age Security (OAS) programs. Recently, many reports have circulated about $1364 CPP OAS checks for seniors in Canada in 2025, but the truth is more complex. The figure of $1364 relates to earlier benefit amounts, and while payments have since increased, no new bonus checks are being issued.
This article provides a detailed breakdown of CPP and OAS payments in 2025, clarifies the confusion around the $1364 figure, and explains what seniors can expect.
CPP and OAS – The Backbone of Senior Support
The Canada Pension Plan (CPP) provides monthly benefits to retirees who contributed during their working years, while the Old Age Security (OAS) is available to most Canadians aged 65 and older regardless of work history.
Both programs are vital lifelines during retirement, especially as inflation and rising costs continue to affect household budgets. Payments are issued on a monthly basis, with automatic deposits into eligible seniors’ bank accounts.
Where Did the $1364 CPP OAS Figure Come From?
The $1364 CPP amount being shared online was accurate in 2024, when the maximum monthly CPP benefit was set at that level. However, in 2025, the amount increased, and no special $1364 bonus checks are being distributed.
This means seniors should expect regular payments only, adjusted according to inflation indexing and age category for OAS recipients.
CRA’s Role in Supporting Seniors
The Canada Revenue Agency administers these benefits to ensure Canadians maintain a minimum standard of living. Many seniors rely heavily on CPP and OAS to cover housing, food, and medical expenses.
By indexing payments to inflation, the CRA helps protect seniors’ purchasing power. However, it’s important to separate verified payment increases from false online rumors about bonus checks or one-time payments.
CPP and OAS Payment Rates in 2025
The updated 2025 rates are as follows:
| Benefit Type | Monthly Amount 2025 |
|---|---|
| CPP (max at age 65) | $1,433 |
| OAS (age under 75) | $734.95 |
| OAS (age 75 and above) | $808.25 |
These amounts are taxable income (unlike GIS, which is tax-free), and the exact figure seniors receive depends on their contributions, age, and residency status.
Eligibility for CPP and OAS in 2025
To qualify for these payments, seniors must meet specific requirements:
- Be a resident of Canada.
- Be 65 years or older (CPP may start earlier with reduced benefits).
- Have filed and paid taxes for the previous year.
- Have contributed to CPP during working years (for CPP only).
- Have lived in Canada for at least 20 years after age 18 (for OAS full benefit).
- Meet income thresholds to avoid clawbacks for higher earners.
CPP and OAS Payment Dates in 2025
CPP and OAS are deposited on the third-last business day of each month. For 2025, payment dates include:
यह भी पढ़े:
Philippines GSIS Pension Payment September 2025 – Exact Date, Withdrawal Rules & Full Guide
- January 30, 2025
- February 27, 2025
- March 28, 2025
- April 29, 2025
- May 29, 2025
- June 27, 2025
- July 30, 2025
- August 28, 2025
- September 26, 2025
- October 30, 2025
- November 27, 2025
- December 23, 2025
Fact Check – No Extra $1364 Checks in 2025
Despite claims on social media, there is no special one-time CPP or OAS check of $1364 in 2025. The amount was tied to previous payment levels, not a new program. Seniors should rely only on official CRA and Government of Canada updates for accurate payment information.
Latest Updates on CPP and OAS Benefits
- The CPP maximum benefit increased to $1,433 in 2025.
- OAS payments remain indexed, with higher amounts for those aged 75 and above.
- Benefits continue to be deposited monthly, providing consistent retirement income.
- No extra lump-sum payments or bonus checks have been announced.
FAQs on $1364 CPP OAS Checks 2025
1. What is the $1364 CPP OAS check?
The $1364 amount was the maximum CPP monthly benefit in 2024, not a bonus check. In 2025, payments have been increased to $1,433.
2. Are seniors receiving an extra $1364 payment in 2025?
No. There is no extra payment. Seniors will only receive their regular CPP and OAS monthly benefits.
यह भी पढ़े:
₱5,000 Cash Gift for Filipino Seniors in September 2025 – Check Eligibility and Payment Details
3. How much is the CPP benefit in 2025?
The maximum monthly CPP benefit at age 65 is $1,433 in 2025. The actual amount depends on your lifetime contributions.
4. What is the OAS monthly payment in 2025?
OAS pays $734.95 for those under 75, and $808.25 for those aged 75 and above.
5. When will CPP and OAS payments be made in 2025?
Payments are issued on the third-last business day of each month. The September payment, for example, will be on September 26, 2025.
यह भी पढ़े:
SSS Confirms ₱20,000 Aid for Members in 2025 – Eligibility, Requirements, and Payout Dates
