The Goods and Services Tax/Harmonized Sales Tax (GST/HST) Credit remains one of the most important financial relief programs offered by the Canada Revenue Agency (CRA). Designed to support low- and moderate-income Canadians, the GST/HST credit provides tax-free quarterly payments to help households offset the rising cost of living.
For 2025, many Canadians have been asking about the much-talked-about $698 CRA GST/HST Credit for September 2025. However, the facts tell a slightly different story. While many assumed a September payout, the next scheduled payment will actually be made on October 3, 2025.
This report provides a full guide on eligibility, payment dates, how to check your credit status, and other important updates for Canadians expecting the GST/HST Credit in 2025.
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Understanding the GST/HST Credit
The GST/HST Credit is a tax-free benefit designed to reduce the burden of consumption taxes.
Key details include:
- Purpose: To offset the GST/HST paid on everyday goods and services.
- Administered by: Canada Revenue Agency (CRA).
- Target Group: Low- and moderate-income individuals and families.
- Payment Method: Direct deposit (for those enrolled) or mailed cheque.
This makes the program an essential support system for Canadians struggling with basic expenses like groceries, utilities, and healthcare costs.
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Quick Summary: $698 CRA GST/HST Credit 2025
| Aspect | Details |
|---|---|
| Program Name | GST/HST Credit |
| Year | 2025 |
| Country | Canada |
| Authority | Canada Revenue Agency (CRA) |
| Payment Frequency | Quarterly (January, April, July, October) |
| Next Payment Date | October 3, 2025 |
| Payment Amount | Up to $698 annually (varies by income & family size) |
| Eligibility | Canadians aged 19+, parents, or spouses/common-law partners |
| Application | Automatic via annual tax return |
| Official Website | www.canada.ca |
\$698 CRA GST/HST Credit: September 2025 Update
There has been confusion about whether a payment will be released in September 2025.
- No payment will be made in September 2025.
- The next payout is scheduled for October 3, 2025.
- Eligible Canadians will receive the payment directly through bank deposit or mailed cheque.
- The annual maximum benefit remains $698, though the actual amount varies depending on net family income, marital status, and number of children.
Eligibility for the GST/HST Credit 2025
To qualify for the credit in 2025, Canadians must meet several requirements:
- Residency: Must be a Canadian resident for tax purposes.
- Age: Must be at least 19 years old before the payment month.
- Family Status: If under 19, you may still qualify if you have a dependent child or a spouse/common-law partner.
- Income Requirement: Eligibility is based on net family income reported in the prior year’s tax return. Higher incomes may reduce or eliminate eligibility.
- Tax Filing: Filing an income tax return is mandatory, even if you have no income, to be assessed for the credit.
How to Apply for the GST/HST Credit 2025
There is no separate application process for the GST/HST credit.
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- File your annual tax return – CRA automatically determines eligibility.
- Keep banking details updated through CRA My Account for direct deposit.
- Check status online by logging into CRA My Account → “Benefits and Credits” → GST/HST Credit.
Payment Schedule – GST/HST Credit 2025
The credit is distributed on a quarterly basis. For 2025, the dates are:
| Payment Number | Date |
|---|---|
| 1st Payment | January 3, 2025 |
| 2nd Payment | April 4, 2025 |
| 3rd Payment | July 4, 2025 |
| 4th Payment | October 3, 2025 |
This schedule confirms there is no September payout. The October 3 payment is the final installment for the year.
Fact Check – $698 CRA GST/HST Credit September 2025
- Rumor: A payment is scheduled in September 2025.
Reality: False – the next payment is October 3, 2025. - Rumor: Everyone gets the full $698.
Reality: False – the credit varies depending on income and family size. - Confirmed: The annual maximum remains $698 for eligible Canadians.
- Source: Official CRA updates through the GST/HST Credit webpage.
Why the GST/HST Credit Matters
The GST/HST Credit plays a vital role in improving affordability for Canadians. It helps households manage rising grocery bills, utility costs, and everyday essentials.
It also works alongside other programs such as:
- Canada Child Benefit (CCB) – monthly support for families with children.
- Canada Workers Benefit (CWB) – assistance for low-income workers.
- Provincial and territorial programs – supplements that stack on top of the federal credit.
Together, these programs provide a financial safety net for households with modest incomes.
FAQs on $698 CRA GST/HST Credit 2025
Q1: When is the next GST/HST Credit payment in 2025?
A1: The next payment will be deposited on October 3, 2025, not in September.
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Q2: How much is the GST/HST Credit for 2025?
A2: The maximum annual benefit is $698, but the exact amount depends on family size and net income.
Q3: Do I need to apply for the GST/HST Credit separately?
A3: No. Eligibility is determined automatically when you file your tax return.
Q4: How do I check if I qualify for the GST/HST Credit?
A4: Log into CRA My Account, go to “Benefits and Credits,” and check your GST/HST Credit status.
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Q5: What happens if my income is too high?
A5: Higher household incomes reduce eligibility. Once your net family income exceeds the CRA threshold, you may no longer receive the credit.
