The $698 GST/HST Tax Credit is one of the most important federal financial supports offered to help Canadians offset the impact of sales taxes on everyday purchases. Managed by the Canada Revenue Agency (CRA), this program provides non-taxable, quarterly financial relief for low- and middle-income households.
As of September 2025, eligible recipients will see their next installment, with amounts reaching up to $698 for couples, $533 for single individuals, and an additional $184 for every dependent child under 19. For families struggling with rising food, rent, and utility costs, this credit is a vital source of stability.
Overview of the GST/HST Credit in Canada
| Program Details | Information |
|---|---|
| Administered By | Canada Revenue Agency (CRA) |
| Program Name | GST/HST Tax Credit 2025 |
| Amount | Up to $698 for couples, $533 for singles |
| Additional | $184 per child under 19 |
| Frequency | Quarterly payments |
| Next Payment | September 2025 |
| Payment Method | Direct deposit or cheque |
| Beneficiaries | Low- and middle-income Canadians |
| Official Website | canada.ca |
Purpose of the GST/HST Credit
The credit was introduced to reduce the financial burden of sales taxes on Canadians who earn less. Unlike a loan, it does not need to be repaid and does not interfere with other federal benefits such as:
- Canada Child Benefit (CCB)
- Old Age Security (OAS)
- Guaranteed Income Supplement (GIS)
- GST/HST credit supplements for families
This ensures that recipients can use the full amount directly for their living expenses.
Eligibility for the $698 GST/HST Tax Credit 2025
Eligibility is determined automatically by CRA when Canadians file their annual tax return. To qualify:
- You must be a permanent resident of Canada.
- You must be at least 19 years old.
- If under 19, you may still qualify if you are:
- Married or living common-law.
- A parent living with your child.
- A young adult who previously lived with parents while still dependent.
- Your household income must fall within CRA’s low-to-modest thresholds.
- You must file your 2024 income tax return on time.
Payment Schedule for 2025
The GST/HST credit follows a quarterly cycle. For 2025, payments are scheduled as follows:
- January 3, 2025
- April 4, 2025
- July 4, 2025
- October 3, 2025
For those set up with direct deposit, payments typically arrive within days. Cheques may take longer depending on postal delivery times.
How Much You Will Receive in September 2025
The exact amount depends on your income, marital status, and number of dependents.
| Household Type | Maximum Annual Credit | September 2025 Quarterly Payment |
|---|---|---|
| Single Individual | Up to $533 | Around $133 |
| Married/Common-Law Couple | Up to $698 | Around $175 |
| Per Child Under 19 | $184 annually | Around $46 per child |
For example, a family of four with two children could receive:
- $698 (for couple) + $184 × 2 (children) = $1,066 annually
- Equivalent to around $267 in September 2025
How to Apply for the GST/HST Tax Credit
Most Canadians do not need to apply separately. The CRA automatically reviews your eligibility when you file your taxes.
However, if you are new to Canada or have not filed before, you may need to:
- Register with CRA MyAccount.
- Submit required identification and tax documents.
- Apply through the official portal at canada.ca.
Importance of the GST/HST Credit in 2025
With food, housing, and transportation costs rising sharply, this credit provides crucial quarterly relief to households struggling to make ends meet.
- For families: It supports school costs, childcare, and food bills.
- For seniors: It supplements fixed incomes like CPP and OAS.
- For workers: It reduces financial strain caused by inflation.
The GST/HST credit ensures that government tax revenues are partially redistributed to those who need them most.
Tips to Secure Your Payment Without Delay
To avoid interruptions in September 2025, recipients should:
- File their 2024 tax return before the deadline.
- Update banking information in CRA MyAccount.
- Enroll in direct deposit for faster and more secure payments.
- Notify CRA about changes in marital status, children, or address.
FAQs – $698 GST/HST Credit September 2025
1. How much is the GST/HST credit in September 2025?
Single individuals can receive up to $533 annually, couples up to $698, plus $184 for each dependent child under 19.
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2. Do I need to apply for the GST/HST credit?
No. The CRA automatically determines eligibility based on your tax return. New residents may need to apply through CRA’s portal.
3. When will the next GST/HST payment be made?
The next scheduled date is October 3, 2025, following the September installment.
4. Is the GST/HST credit taxable?
No. It is a non-taxable benefit, meaning it will not affect your income tax return or reduce other benefits.
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5. How can I check my GST/HST payment status?
You can log into CRA MyAccount to view payment details, eligibility, and past credit amounts.
